The first bit in the first video – two years old – happened to a CRYPTOCURRENCY EXEC. Not the checkout girl around the corner or the older female adult who barely knows where to find the on/off button on a computer. (The latter would be a stereotypical assessment of me, ha ha, and my assertion that I am genuinely often dealing with hacking would typically be attributed to that plus that I “get delusional when stressed”.)
A friend/colleague of mine in the Netherlands, with PhD in math/physics/computer science, also recently got tricked TWICE, over the phone. Thankfully, other companies spotted the problem and protected her finances.
So I have been trying to tell Portsmouth City Council that currently, for example, anyone can call – or e-mail – local people, pretend to be PCC and ask people to pay, say, council tax over the phone, using their bank card. Because of the lockdown, this type of fraud is much easier at the moment.
Yes, PCC, it is possible to fake an e-mail address and it is possible to fake a phone number.
I have raised this problem with several UK electricity companies – that they have NO SECURITY on the accounts and anyone can mess with your account if so inclined, such as close it or tell them that you have a new address – and the people I spoke with had NO IDEA what I was going on about.
One snapped at me that she simply had to ask me questions because of privacy regulations. She of course knew my DOB and likely quickly made the “useless old cow” judgement. She did not GET that the answers to the questions she asked are largely all over the internet – for example because I am a Company Director – and are in various databases that are accessible to literally thousands of people.
(I hung up on that person. She was rude.)
It’s totally NOT ROCKET SCIENCE.
Below is a video that I have posted before. It is about 18 months old.
The other side of this can be that if for example you lose your Google Authenticator app because your phone quits on you and you made no backup, some accounts ask you to supply a list of all your recent transactions as well as (a list of logins with) IP number – if you don’t have a static one, this can be a pain – and take a selfie with an ID document in such a way that the ID document is legible. It can be annoying and I have once gotten really annoyed about it because my selfie with ID kept getting rejected. But it’s better than the alternative.
Speaking of ID, if you need to supply an ID document WRITE ON IT, either digitally or with pen or pencil if you scan a copy, when and to whom you are supplying it. Through the actual document, in large letters, such that it cannot be easily used by someone else to steal your ID. This is a tip given to me years ago by the local Dutch consul.
You’ll also want to watch this one.