I learned the hard way that credit scores are no more than a moneymaker in a society with a high level of inequality. They have little real value other than that it provides some companies with income.
Debt management, so I just read, is something similar. Why am I not surprised?
https://www.theguardian.com/money/2022/apr/03/repayment-plans-pushing-thousands-into-deeper-debt
Angelina Souren. Target of white English hate groups (think 4chan/8chan). Female, foreign, over 45. Scientific researcher and critical thinker. Self-employed since 1997. Into the fringe belief (only held by 10%, globally) that females are fully-fledged human beings. Ninja warrior against abuse... 